Bank Statement Program

Bank Statement Program

bank statement program 7 How a Bank Statement Program Works We understand the unique needs of employed individuals have when it comes time to financing a home. If you are self-employed, you do not have to provide paystubs, W-2’s, tax returns or tax transcripts. ...
Renovation Mortgage

Renovation Mortgage

RENOVATION Mortgages 7 How a Renovation Mortgage Works On a purchase remodel, it allows you to finance not only the amount needed to purchase, but also the remodeling costs. On a refinance, it allows you to finance the existing mortgage as well as the costs for...
FHA Loans

FHA Loans

fha loans 7 The Different Types of FHA Loans FHA loans are available with different terms, so you can choose the length of the mortgage that works for you. Think you’ll refinance or move within a few years? An FHA adjustable rate mortgage comes with a low fixed...
Conventional 30 Year Fixed

Conventional 30 Year Fixed

30 year fixed 7 How a Conventional 30 Year Fixed Mortgage Works You’ll pay off the mortgage in 30 years. Although you’ll pay more interest over the life of the loan compared to lower term year mortgages, your monthly payments will be lower.   You can pay...
Conventional 15 Year Fixed

Conventional 15 Year Fixed

15 year fixed 7 How a 15 Year Fixed Mortgage Works You’ll pay off the mortgage in 15 years. Because you’ll pay off the loan faster than a 30-year mortgage, you’ll pay less in interest over the life of the loan.   You can pay down your mortgage at any time...
USDA Loans

USDA Loans

USDA LOANS 7 How USDA Loans Work USDA loans, also known as rural development loans, are backed by the U.S. Department of Agriculture and provide affordable mortgage options for homes in rural areas than other loans do. If you’re buying a home, you can get a...