Adjustable Rate Mortgages

How You Save With an Adjustable Rate Mortgage (ARM)

The Different Types of ARM’s
  • The interest rate on your ARM can be fixed for 5, 7 or 10 years.
  • An ARM is an option you can get with an FHA loan.
  • Qualified veterans, service members and spouses can get an ARM with a VA loan.
How Adjustable Rate Mortgages Work
  • Your interest rate is fixed for a period of 5, 7 or 10 years.
  • After that, your interest rate may change annually. It can go up or down depending on the market.
  • That means your monthly mortgage payment can go up or down.
  • If it goes up, the percentage is added to the fixed interest rate you had.
  • The amount it can rise is capped and varies per loan product.

Low Starting Rate

Your starting interest rate is typically lower than other kinds of loans

Affordable Monthly Payments

Monthly mortgage payments are more affordable during the first years

Low Down Payment

Buy a home that’ll be your primary residence with a down payment as low as 5% plus closing costs

Refinance Terms

Refinance up to 95% of your current home’s value

Our experience with Grant Menard was second to none. He made sure we fully understood every little detail of our loan, always making us feel like we were his only client. We will be recommending Grant to all of our friends and family.

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Years in business

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