The Different Types of Jumbo Loans

All jumbo loans are available with a fixed or adjustable rate. Jumbo loans are available with different terms – the length of the mortgage.


How Jumbo Loans Work
  • Jumbo loans are also called “nonconforming” loans because they’re over the government’s conventional loan limits.
  • In most of the country, the conventional loan limit is $484,350. The limit is higher in areas where housing is more expensive.
  • For buying a home, we finance jumbo loans up to $3,000,000.
  • You can refinance a jumbo loan to get cash out up to 1 million dollars cash in hand.

Great Rates

Interest rates for jumbo loans are almost identical to that of a conventional mortgage


Choose between a fixed or adjustable interest rate for all jumbo loans

Down Payment Options

Need a more lenient down payment? We have those options too!
Boy this letter is long over-due! I can hardly believe we are already coming on our 4th mortgage payment. Things have been great, the dust has settled and all boxes are unpacked. I wanted to express my sincere gratitude; I know you worked very hard on our loan. Both Jim and I truly appreciate the time and effort that went into it. Thanks again Stonegate, we really appreciate you!
Jim & Wendy M.

Years in business

Loans closed

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