Get Properly
Pre-Approved
From the Experts at Stonegate Mortgage

Most Lenders Issue a “Pre-Qualification” – Make Sure you get a Proper “Pre-Approval”

Not getting a proper pre-approval wastes time and money for you, the REALTORS, and everyone involved in the entire transaction. If you are considering purchasing a new home, even if you already own a home, you need to be sure you are properly pre-approved before you begin your new home search. Once you have met with a mortgage advisor and been properly pre-approved, you should strongly consider working with a buyer’s agent who will represent you in the home search and sale process.

By not being properly pre-approved for a new mortgage you run the risk of wasting your and the REALTOR’s time, money on unnecessary home inspections, being denied for the loan, or you could miss out on a higher-priced home you may have qualified for.

Other mortgage companies may offer quick and easy “pre-qualifications” over the phone or online, but they fail to review proper documentation. Stonegate Mortgages professional mortgage advisors offer proper “pre-approvals” from a licensed mortgage advisor to review your credit history as well as income and asset documentation. Ensuring a proper pre-approval ensures that you find the right budget, rate and loan option to meet your needs.

Our Proper Pre-Approval Process

Obtain Free Credit Score

Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

"
Check Credit History

Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

"
Calculate Debt to Income Ratio

Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

"
Gather Financial Information

Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

"
Shop for the Best Rate & Loan Options

Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula.

Stonegate’s customer service approach is unmatched. If you are looking for an extremely knowledgeable and easy to deal with mortgage associates, Stonegate Mortgage is your only phone call.

Kevin K.

APPLY ONLINE

Safely and securely apply for your loan or refinance online.

MEET & APPLY

Meet with one of our experienced advisors.